Salary & Residency
UAE Gratuity CalculatorCalculate your end-of-service gratuity under UAE Labour Law (Federal Decree-Law 33 of 2021): 21 days’ basic pay per year for 5 years, 30 days after, capped at 2 years’ pay.Open calculatorSaudi End of Service CalculatorWork out your EOSB under the Saudi Labor Law: half a month’s wage per year for the first 5 years, a full month after, with the resignation reductions in Article 85.Open calculatorSaudi Family & Iqama CostsWork out what your family costs to keep in Saudi Arabia: SAR 400 monthly dependent fee per person, residence fees and exit/re-entry visas for the whole family.Open calculator
Property
UAE Mortgage CalculatorMonthly mortgage payment for Dubai, Abu Dhabi and the UAE plus the cash you need on day one: down payment, DLD fee, registration, agency and bank fees. Checks Central Bank LTV limits.Open calculatorMortgage Based on SalaryFind the maximum mortgage and property price you can afford in the UAE from your salary and existing loans, using the Central Bank 50% debt-burden rule and LTV limits.Open calculatorDubai Property Transfer FeesAll the one-off costs of buying property in Dubai: 4% DLD transfer fee, registration trustee fee, title deed, agency commission, mortgage registration and bank fees.Open calculatorRent vs Buy in DubaiCompare the true cost of renting versus buying a home in Dubai or the UAE over your planned stay, including fees, service charges, appreciation and lost investment returns.Open calculatorRental Yield CalculatorCalculate gross and net rental yield for a Dubai or UAE investment property after service charges, vacancy, maintenance and management fees, plus cash-on-cash return with a mortgage.Open calculatorDubai Rent Increase CalculatorFind the maximum rent increase your landlord can ask at renewal under Dubai Decree No. 43 of 2013, based on how far your rent is below the RERA average.Open calculator
Tax & Loans
UAE Corporate Tax CalculatorEstimate UAE corporate tax: 0% up to AED 375,000 and 9% above, Small Business Relief for revenue up to AED 3 million (extended to 2029), free zone and loss rules.Open calculatorLoan Calculator: Flat vs ReducingCalculate monthly instalments for UAE personal and car loans and see the real reducing-balance (APR-style) rate behind a bank’s advertised flat rate.Open calculatorFlat to Reducing Rate ConverterConvert a flat interest rate into the equivalent reducing-balance (declining) rate for any loan amount and tenure, with the formula and a conversion table.Open calculatorUAE VAT Calculator (5%)Add 5% VAT to a net price or extract VAT from a VAT-inclusive amount in AED, with invoice-ready figures.Open calculatorSaudi VAT Calculator (15%)Add or remove 15% Saudi VAT from any amount in SAR, and compare with other GCC VAT rates.Open calculator
Based on the law
Gratuity follows UAE Federal Decree-Law 33/2021 and the Saudi Labor Law; property tools use DLD fees and Central Bank limits.
Every cost included
Mortgage and property tools show the cash you really need on day one, not just the monthly payment.
Private by design
Calculations run in your browser. We never see your salary or your numbers.
Formulas explained
Each tool shows the formula and a worked example so you can check every result.
Popular searches
Guides
All guides →Leaving Your Job in the UAE: End-of-Service ChecklistEverything you are owed when you resign or are terminated in the UAE – gratuity, leave pay, notice, ticket – and how to claim it.Read guide →The True Cost of Buying Property in Dubai (With Real Numbers)A full breakdown of the cash you need to buy a home in Dubai: down payment, DLD fee, agency, mortgage fees – and the running costs after.Read guide →Flat Rate vs Reducing Rate: How UAE Banks Advertise LoansWhy a 3.99% flat rate is really about 7.5%, how to convert between the two, and what to compare before taking a personal or car loan.Read guide →UAE Small Business Relief Extended to 2029: Who Qualifies and How to ClaimThe AED 3 million revenue test, the new 2029 end date, who is excluded, and what you still have to file even when you pay no corporate tax.Read guide →The Saudi Dependent Fee Explained: SAR 400 a Month and How to Budget for ItWho pays the Saudi dependent (family) fee, how it is charged at Iqama renewal, what it costs for a family of four, and ways to manage it.Read guide →UAE Gratuity if You Resign vs Are Terminated: What Changed in 2022Why resigning no longer cuts your UAE gratuity, when you get nothing, how fast it must be paid, and the different rules in DIFC and ADGM.Read guide →Dubai Rent Increase Rules 2026: How Much Can Your Landlord Raise the Rent?The RERA rental index bands under Decree 43 of 2013, the 90-day notice rule, how to check the average rent, and what to do if you disagree.Read guide →How Much Salary Do You Need for a Mortgage in Dubai?The 50% debt-burden rule, down payment limits for expats and nationals, the cash you really need, and a worked example on a AED 30,000 salary.Read guide →Do Freelancers Need to Register for VAT in the UAE?The AED 375,000 mandatory and AED 187,500 voluntary thresholds, how to count your turnover, deadlines and penalties, and how corporate tax fits in.Read guide →