About GulfSums
GulfSums is an independent website that builds simple, accurate tools for everyday money, paperwork and study questions. We started it because the information people need – tax slabs, tariffs, form requirements, grading rules – is often spread across long notifications and PDFs, and most existing tools either show outdated numbers or ask you to upload private documents to unknown servers.
What we believe
- Show the working. Every calculator explains its formula and includes a worked example, so you can check the result yourself.
- Keep documents private. Our photo, signature and PDF tools run entirely inside your browser. We never receive your files.
- Stay current. Rates are reviewed when budgets, tariff notifications or official rules change. Each page shows when it was last reviewed.
- Free for everyone. The site is supported by advertising so the tools can stay free without sign-ups.
Our tools
We currently offer 14 tools:
- UAE Gratuity Calculator
- Saudi End of Service Calculator
- Saudi Family & Iqama Costs
- UAE Mortgage Calculator
- Mortgage Based on Salary
- Dubai Property Transfer Fees
- Rent vs Buy in Dubai
- Rental Yield Calculator
- Dubai Rent Increase Calculator
- UAE Corporate Tax Calculator
- Loan Calculator: Flat vs Reducing
- Flat to Reducing Rate Converter
- UAE VAT Calculator (5%)
- Saudi VAT Calculator (15%)
Accuracy
We take care to use official sources, but laws and rates change and individual situations differ. Our results are estimates for guidance. Please read our disclaimer, and if you spot a mistake, tell us – we fix reported errors quickly.